Credits become USDC
When labeled sponsored ads are delivered to your connected account, engagement credits convert to USDC—a digital dollar pegged 1:1 to the U.S. dollar.
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Payouts
USDC rewards explained
Sponsored Advertising Engagement credits settle as USDC—a regulated stablecoin you can use for everyday spending while keeping value tied to the U.S. dollar.
Mechanics
How USDC payouts work
Stable value
USDC is designed to hold steady at one dollar per coin, so the rewards you earn keep predictable purchasing power for rent, bills, and groceries.
You choose when to use it
Withdraw or spend on your schedule. There is no requirement to use rewards for Medicare-related purchases.
Spending
Using USDC at the store or online
Rewards are meant for real life—rent, utilities, groceries, and other essentials. Here is how participants typically spend USDC once credits are available.
In stores
Use a compatible crypto debit card or mobile wallet that supports USDC. At checkout, USDC converts to dollars like any other payment—groceries, pharmacy runs, and household essentials.
Online & bills
Pay rent portals, utility sites, and online merchants that accept USDC or connected banking partners. Transfer to your bank if your provider supports stablecoin off-ramps.
Hold & review
Keep USDC in your earnings view until you are ready. Review balance, pending amounts, and transaction history before you spend.
Compliance technology
Hyperledger Fabric, in plain language
We use Hyperledger Fabric—a permissioned blockchain—to run the Sponsored Advertising Engagement program in a way that protects your data while still proving eligibility and payouts to regulators. Think of it as a secure, shared notebook that approved parties can audit without opening your personal Medicare file to advertisers.
A shared ledger, not a data dump
Hyperledger Fabric is a private blockchain network—a shared record book that multiple approved parties can audit without exposing your personal files to advertisers.
Eligibility without oversharing
When the program needs to confirm you are Medicare-eligible, that check is recorded on the ledger as a yes/no style attestation—not as a packet of your medical data sent to ad buyers.
Immutable audit trail
Each eligibility verification and payout event is logged in order. Regulators and our compliance team can review what happened without advertisers seeing who you are.
Why this enables the program
Fabric lets Centuries Mutual prove program rules were followed—eligible audience, labeled ads, proper payouts—while keeping identifiable health information out of the advertising layer.
Data stays with you; rules stay on the ledger
Advertisers receive delivery of labeled ads to eligible audiences—they do not receive your Medicare number, enrollment application, or Centuries Mutual policy details. Fabric records that program rules were followed so we can offer engagement rewards while maintaining HIPAA-aware separation between education, enrollment, and advertising.